Metropolitan Bank & Trust Co. (Metrobank) reported a 4 percent rise in net income to PHP 37.3 billion for the first nine months of 2025, marking a record level for the period.
The bank’s pre‑provision operating profit climbed 12.1 percent year‑on‑year to PHP 59.2 billion, reflecting strong underlying business momentum.
Net interest income grew 7.1 percent to PHP 91.8 billion, driven by broad‑based gains across business segments and improved quarterly margins.
Total loans expanded 10.8 percent to PHP 1.9 trillion—led by a 15.8 percent jump in consumer lending—while total deposits rose 7.6 percent to PHP 2.5 trillion, with low‑cost CASA accounts reaching PHP 1.5 trillion.
Non‑interest income climbed 5.3 percent to PHP 25.4 billion, supported by services, trust fees, and an 18 percent increase in trading and foreign exchange gains to PHP 6.6 billion; operating costs were kept in check, up just 1.7 percent, allowing the cost‑to‑income ratio to fall to 49.8 percent from 52.2 percent a year ago.
Source: PhilNews24 | November 5, 2025
